Terms of service

Last updated: September 22, 2026

1. Overview

This website is operated by Virtually 4 You LLC ("we", "us", "our"). By visiting our site or purchasing from us, you agree to these Terms of Service. If you do not agree, please do not use the site or purchase our products.

2. Eligibility

You must be at least 18 years old, or the age of majority where you live, to make a purchase.

3. Our products

We sell digital products only: editable business and household document templates. Products are delivered as an instant PDF download with direct links to fully editable templates. No physical product is shipped. Product descriptions, template counts and categories are listed on each product page.

4. Not legal, tax or financial advice

These templates are provided for general informational and organizational purposes only and do not constitute legal, tax, or financial advice. They are not a substitute for advice from a qualified professional regarding your specific situation. You are responsible for reviewing, completing and adapting any template before you use it.

5. License to use

When you purchase or download a product, we grant you a personal, non-exclusive, non-transferable license to use and customize the templates for your own household and your own business.

You may not:

  • resell, sublicense, share, give away or distribute the templates, whether edited or unedited;
  • upload the templates, or the links provided with them, to any public or shared location;
  • claim the templates as your own design or include them in a product you sell.

All templates remain the intellectual property of Virtually 4 You LLC.

6. Access and delivery

Access is delivered electronically when your order is complete. We recommend saving your own copies of your edited templates. Some templates open in third-party tools such as Microsoft Word, Google Docs or Canva; we are not responsible for changes to, or the availability of, those third-party services.

7. Pricing and payment

All prices are listed in U.S. dollars. We may change prices at any time, but changes do not affect orders already placed. We reserve the right to refuse or cancel an order, including orders that appear to be fraudulent.

8. Refunds

Because our products are digital and delivered instantly, refunds are handled as described in our Refund Policy.

9. Accuracy of information

We work to keep product information accurate, but errors can occur. We reserve the right to correct errors and to update product information at any time without prior notice.

10. Limitation of liability

Our products are provided "as is". To the fullest extent permitted by law, Virtually 4 You LLC is not liable for any indirect, incidental or consequential damages arising from your use of our products or website. Our total liability for any claim relating to a purchase will not exceed the amount you paid for that product.

11. Changes to these terms

We may update these Terms of Service from time to time. The updated version will be posted on this page with a new "Last updated" date. Continued use of the site after changes means you accept the updated terms.

12. Governing law

These terms are governed by the laws of the United States and of the state in which Virtually 4 You LLC is registered.

13. Contact

Questions about these terms can be sent to admin@virtually4youllc.info.